Post by account_disabled on Mar 2, 2024 1:26:05 GMT -5
Online current account. Virtual credit cards. Mobile banking . Mobile Payments. There are many words that digital has introduced into the world of banks and financial institutions. But many more can still be discovered. Because no one is immune to change and Digital Transformation doesn't stop . So what are the most recent innovations that banks need to know to keep up with the times? In this article of ours dedicated to digital news in the banking sector we have found four that may be right for us. Enjoy the reading ! 201902_CTA_TREND_2019_TOFU F8: WhatsApp as a gateway to digital payments It has been rumored for a while that Mark Zuckerberg was looking for his own way to enter the world of banking. We had confirmation of this at the annual F8 conference held in early May. Here Zuckerberg announced that he wanted to implement the possibility of exchanging money and making payments directly on WhatsApp . A pilot test had already started in the spring of last year in India and at the conference it was confirmed that more than one million users in India are actively using the service . Service that will be extended to other countries by the end of this year. Furthermore, according to what was reported by the Wall Street Journal , the new digital payment methods on WhatsApp could also be accompanied.
by the creation of a cryptocurrency owned by the Menlo Park giant. 07-Ami-Vora-WhatsApp-04 Apple Card: " A new kind of credit card. Created by Apple, not a bank." Facebook is not the only player in the digital world to want to introduce new banking services for its users. Apple has in fact announced the arrival of Apple Card in the summer, for now only in the United States . What is it? An actual physical credit card created and issued by Apple . Integrated into the already widespread Apple Pay payment service , even the physical card will Australia WhatsApp Number Data not have identification codes or numbers but will work via a unique code for each transaction to maintain a high standard of security. Furthermore, in true Apple minimalist style, the card will be made of titanium and will show nothing other than the owner's name and the iconic apple . The card will be completely free and will work via the Mastercard circuit . To issue it, however, Apple has entered into a partnership with the investment bank Goldman Sachs, thus sanctioning the entry of this group also into consumer banking. Qonto: a new player arrives on the market in Italy It's called Qonto and it is a French online.
bank dedicated to professionals and SMEs which in 2018 alone managed 3.5 billion euros of transactions across the Alps. Now Qonto has landed in Italy! In addition to normal operations such as bank transfers , direct debits, card payments, etc., this neo-bank offers a multi-user and multi-card business current account and a system for auto-categorizing transactions and dematerializing expense reports. All this accompanied by a simple and colorful design like that of any bank aimed at private customers. UniCredit: the abandonment of social networks We had already talked about it in our article " Digital News: what happened in April in the digital world? " : in April Lush UK decided to close its social pages on Mark Zuckerberg's platforms. And now it's UniCredit 's turn . The European banking institution has in turn decided to abandon Instagram, Messenger and Facebook . The announcement arrived on May 3rd precisely on the latter: " Enhance proprietary digital channels to guarantee confidential and high-quality dialogue. In line with this commitment, UniCredit announces that starting from June 1st it will no longer be on Facebook , Messenger and Instagram ". The decision, as also reported by Sole24Ore , seems to be attributed to the fear of unreliable management of customer data by social networks.
by the creation of a cryptocurrency owned by the Menlo Park giant. 07-Ami-Vora-WhatsApp-04 Apple Card: " A new kind of credit card. Created by Apple, not a bank." Facebook is not the only player in the digital world to want to introduce new banking services for its users. Apple has in fact announced the arrival of Apple Card in the summer, for now only in the United States . What is it? An actual physical credit card created and issued by Apple . Integrated into the already widespread Apple Pay payment service , even the physical card will Australia WhatsApp Number Data not have identification codes or numbers but will work via a unique code for each transaction to maintain a high standard of security. Furthermore, in true Apple minimalist style, the card will be made of titanium and will show nothing other than the owner's name and the iconic apple . The card will be completely free and will work via the Mastercard circuit . To issue it, however, Apple has entered into a partnership with the investment bank Goldman Sachs, thus sanctioning the entry of this group also into consumer banking. Qonto: a new player arrives on the market in Italy It's called Qonto and it is a French online.
bank dedicated to professionals and SMEs which in 2018 alone managed 3.5 billion euros of transactions across the Alps. Now Qonto has landed in Italy! In addition to normal operations such as bank transfers , direct debits, card payments, etc., this neo-bank offers a multi-user and multi-card business current account and a system for auto-categorizing transactions and dematerializing expense reports. All this accompanied by a simple and colorful design like that of any bank aimed at private customers. UniCredit: the abandonment of social networks We had already talked about it in our article " Digital News: what happened in April in the digital world? " : in April Lush UK decided to close its social pages on Mark Zuckerberg's platforms. And now it's UniCredit 's turn . The European banking institution has in turn decided to abandon Instagram, Messenger and Facebook . The announcement arrived on May 3rd precisely on the latter: " Enhance proprietary digital channels to guarantee confidential and high-quality dialogue. In line with this commitment, UniCredit announces that starting from June 1st it will no longer be on Facebook , Messenger and Instagram ". The decision, as also reported by Sole24Ore , seems to be attributed to the fear of unreliable management of customer data by social networks.